Thank you for visiting the Livetestbank website. This Policy applies only to information collected through this Site. 

Your use of our Site constitutes your unconditional agreement to follow and be bound by these Terms of Use. Although you may “bookmark” a particular portion of this Site and thereby bypass this Agreement, your use of this Site still binds you to these terms. Livetestbank reserves the right to update or modify these Terms of Use at any time without prior notice. Your use of the Site following any such change constitutes your unconditional agreement to follow and be bound by the Terms of Use as changed. For this reason, we encourage you to review the Terms of Use whenever you use the Site.

1. Site Use
All materials on this Site — including, for example, all of the page headers, images, text, illustrations, formats, logos, designs, icons, photographs, programs, and or audio clips (collectively, the “Contents”)— are intended solely for personal, non-commercial use. You may access, view, download, print or copy the Contents and other materials displayed on the Site for your personal, non-commercial use only; provided, however, that you (1) retain all copyright, trademark or other proprietary designations contained on all Contents; (2) do not modify or alter the Contents in any way; and (3) do not provide or make available the Contents to any third party. No right, title or interest in any viewed, copied or downloaded Content is transferred to you as a result of your use of this Site. Livetestbank owns and reserves all rights, title and interest in and to the intellectual property rights in any Content you access on this Site.

2. Site Security
Users are prohibited from violating or attempting to violate the security of the Site, including, without limitation, (a) accessing data not intended for such user or logging onto a server or an account which the user is not authorized to access; (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; (c) attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus to the Site, overloading, “flooding,” “spamming,” “mailbombing” or “crashing;” (d) sending unsolicited email, including promotions and/or advertising of products or services; or (e) forging any TCP/IP packet header or any part of the header information in any email or newsgroup posting. Violations of system or network security may result in civil or criminal liability. Livetestbank will investigate occurrences that may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations. You agree not to use any device, software or routine to interfere or attempt to interfere with the proper working of this Site or any activity being conducted on the Site. You agree, further, not to use or attempt to use any engine, software, tool, agent or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search this Site other than the search engine and search agents available from Livetestbank on this Site and other than generally available third party web browsers (e.g., Netscape Navigator, Microsoft Explorer).

3. Copyright and Trademarks
Unless otherwise noted, all materials, including images, text, illustrations, designs, icons, photographs, programs, clips and written and other materials that are part of this Site (collectively, the “Content”) are copyrights, trademarks, trade dress and/or other intellectual property owned, controlled or licensed by Livetestbank, one of its affiliates or by third parties who have licensed their materials to Livetestbank, and are protected by U.S. and international copyright laws. The compilation (meaning the collection, arrangement, and assembly) of all content on the Site is the exclusive property of Livetestbank and is also protected by U.S. and international copyright laws.

4. Your Account
If you create an account on the Site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You accept responsibility for all activities that occur under your account or password. Livetestbank may sell products made for children, but it is Livetestbank intention to only sell such products to adults. It is Livetestbank intention to never collect or maintain information from children at the Site unless the disclosure of such information is done with verifiable parental or guardian consent.

5. Indemnification
You agree to defend, indemnify and hold Livetestbank harmless from and against any and all claims, damages, costs and expenses, including attorneys’ fees, arising from or related to your use of the Site.

6. Termination
These terms are effective unless and until terminated by either you or Livetestbank. You may terminate this Agreement at any time, provided that you discontinue any further use of the Site. Livetestbank also may terminate this Agreement at any time and may do so immediately without notice, and accordingly deny you access to the Site, if in Livetestbank’s sole discretion you fail to comply with any term or provision of this Agreement. Upon any termination of the Agreement by either you or Livetestbank, you must promptly destroy all materials downloaded or otherwise obtained from this Site, as well as all copies of such materials, whether made under the terms of use or otherwise.

7. Limitation of Liability
Under no circumstances and under no legal or equitable theory, whether in tort, contract, strict liability or otherwise, shall Livetestbank or any of its employees, directors, officers, agents, vendors or suppliers be liable to you or to any other person for any indirect, special, incidental or consequential losses or damages of any nature arising out of or in connection with the use of or inability to use the site, including, without limitation, damages for lost profits, loss of goodwill, loss of data, work stoppage, accuracy of results, or computer failure or malfunction, even if an authorized representative of Livetestbank has been advised of or should have known of the possibility of such damages. In no event will Livetestbank be liable for any damages more than the fees paid by you in connection with your use of the site during the six month period preceding the date on which the claim arose.

© 2019 Livetestbank.